By Kultti Klaus   Takalo Tuomas   Toikka Juuso   in The American Economic Review

ISSN:0002-8282|96|2|82-86

American Economic Association‎(2006)‎

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By Hasan Iftekhar   Martikainen Emmi   Takalo Tuomas   in Journal of Payments Strategy & Systems

ISSN:1750-1806|8|4|395-406

Henry Stewart Publications‎(2015)‎

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