Cover

Title Page

Copyright

Contents

Preface

Acronyms

List of Tables

List of Figures

Microfinance-An Introduction

Introduction:

Concept of Microfinance:

History of Microfinance:

Definitions of Microfinance:

Microfinance: Finance for the Poor:

Concept of Micro-credit:

Microfinance verses Micro-credit:

Movement of Micro-credit to Microfinance:

Need and Significance of Microfinance:

Various Models of Microfinance:

Conclusion:

Self-help Group and SHG Models

Introduction:

Concept of Self Help Group:

Evolution of SHG Concept:

Objectives of SHG:

Features of SHGs:

Need and Importance of SHG:

Organization and Functions of SHG:

SHG and Women:

Problems with SHG:

The SHG Models:

Conclusion:

Review of Literature

Introduction:

Microfinance: Finance of the Poor:

Performance of Microfinance:

Performance of Microfinance in India:

Performance of Microfinance in North-East and Assam:

Microfinance Performance under SHG Models in India and in Assam:

Performance on the Developmental Parameters:

Microfinance in Eradications of Poverty:

Problems with Microfinance, SHGs Sustainability and its Programme:

Development Perspective of Microfinance:

Conclusion:

Design of the Study

Introduction:

Statement of the Problem and need of the study:

Objectives of the Study:

Scope and Limitations of the study:

Research Questions:

Hypotheses of the Study:

Methodology of the Study:

Microfinance under SHG Models in India and in Assam

Introduction:

Microfinance in Assam:

Programmes/Schemes for Microfinance Services in Assam:

Operating Models of Microfinance in Assam:

Various Intermediaries of Microfinance in Assam:

Magnitude and Trend of Microfinance under SHGModels in Study Period:

Position in India:

Position in Assam:

Conclusion:

Microfinanceunder SHG Models in Barpeta District of Assam

Introduction:

Microfinance in Barpeta District of Assam:

Magnitude and Progress of SHG in Barpeta District:

Growth Trend of SHG in Barpeta District:

Magnitude of Loans Provided under SHG Models in Barpeta District:

Analyzing the Growth Trend of Loans under SHG Models in Barpeta District:

Analyzing SHG Model-wise performance of SHGs in Barpeta District:

Growth Trend of SHGs under SHG Model-II in Barpeta District:

Growth Trend of SHGs under SHG Model-III in Barpeta District:

Analysing SHG Model-wise Magnitude and Trend of Microfinance in Barpeta District:

Analyzing the Comparative Growth Trend of Microfinance under SHG Model-II and III in Barpeta District:

Analyzing Comparative Growth Position of SHGs in India, Assam and in Barpeta District under the SHG Models:

Conclusion:

SHG Models on Developmental Parameters in Barpeta District

Introduction:

SHG and Members Outreached Performance:

Demographic Profile of Selected SHGs and Members:

Loaning Performance:

Income Generating Activities Performance:

Income Generation Performance:

Savings Performance:

Financial Inclusion Performance:

Women Empowerment Performance

Test of Hypotheses

Conclusion

Problems with Sustainability of SHGs

Introduction

Some Common Problems with Sustainability of SHGs

Microfinance - from ethical to unethical finance

Sustainability Issues and SHG Models

Problems of Sustainability with the SHGs in Barpeta District

Analyzing Problems with the Core Factors of SHG

Analyzing Multiple Memberships as a Problem of Sustainability of SHGs

Efforts made to mitigate the Problems with Sustainability of SHGs in the District

Analyzing Sufficiency level of those measures taken for the SHGs in the District

Analyzing the Needs for Changes in the Services for SHGs Sustainability in the District

Problems with the SHGs Intermediaries in the Barpeta District

Analyzing the Officers Feedbacks on the Performance of SHG Models and SHGs in Barpeta District

Analyzing the Officers Feedbacks on the Problems with Sustainability of SHGs in Barpeta Distric

Suggestions from Official/Expert towards Minimizing the Problems of Sustainability with SHGs in the District:

Conclusion

Summary, Suggestions and Conclusion

Summary of the Findings

Suggestions

Conclusion

Bibliography