The Good Retirement Guide 2017 :Everything You Need to Know About Health, Property, Investment, Leisure, Work, Pensions and Tax

Publication subTitle :Everything You Need to Know About Health, Property, Investment, Leisure, Work, Pensions and Tax

Author: Kay Frances; Smith Allan Esler  

Publisher: Kogan Page Ltd‎

Publication year: 2017

E-ISBN: 9780749478681

P-ISBN(Paperback): 9780749478674

Subject: B84 Psychology

Keyword: 百科全书、类书,心理学

Language: ENG

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Description

Essential reading for all those looking forward to making the most of their retirement, The Good Retirement Guide includes information on pensions, tax, investments, housing, health, holidays, leisure activities and wills.

Chapter

Balancing the books

How to go about it

A final word on doing the sums

Other possible ways of increasing your retirement income

02 Pensions, savings and financing your retirement: The ‘treacle’ chapter

The importance of pensions and investment planning

Understand your State Pension entitlement

Defined contribution pensions

Beware of predators stalking your pension

Other help and advice

Protection for pension scheme members

Other sources of help in retirement – benefits

Equity release (selling off part of your home)

Savings as part of your retirement planning

Sources of investable funds

General investment strategy

Annuities

National Savings and Investments (NS&I)

Variable interest accounts

Fixed interest securities

Equities and some other investments

Investing for your grandchild

Long-term lock-ups

Investor protection

03 Tax

But it’s all so complicated – and what about Betty down the road?

Self-assessment

Income Tax

Tax allowances

Tax relief

Tax-free income

Income tax on savings and investments

Mistakes by HMRC

Tax rebates

Capital Gains Tax

Inheritance Tax and wills

Retiring abroad

Further information

Useful reading

04 Super Saturday, scams and complaints

Super Saturday defeats over-charging

Protecting yourself from the scammers

Some common scams

Keeping safe from telephone cold calls, email scammers and online fraud

Professional advisers

Other types of advisers

Complaints and ‘how to complain’

Further reading

05 Your home

Future proofing your home

What to do if staying put

Moving to a new home

Living in leasehold

Other options

Practical suggestions for reducing your energy bills

Structural repairs and improvements

Safety in the home

Home security

Insurance

Earning money from your home

Benefits and taxes

06 Health

Keeping fit

Organized activities

Healthy eating

How to keep healthy in the heat

Food safety

Drink (alcohol)

Smoking

Accident prevention

Aches, pains and other abnormalities

Health insurance

Long-term care insurance

Income protection

Health screening

National Health Service

Complementary and alternative medicine

Eyes

Feet

Hearing

Sleep/insomnia

Teeth

Personal relationships

Depression

Some common disorders

Disability

07 Starting your own business

Start a small business – in one page

The secret ingredient

Some of the differences between starting a small business and employment

Why bother with a plan?

What goes into a plan?

Practical and emotional tips

Keep on top of the paperwork

Paying tax and National Insurance

Marketing tips to fill your diary

Trading formats

Alternative ways of getting started

Operational and other issues

Insurance

Property investment

Further help, advice and training

Useful reading

Starting and running a business – checklist

08 Working for others: Volunteering and paid work

Volunteering opportunities

Citizens Advice – now there’s a thought, and maybe an opportunity for you!

Choosing the right voluntary work

Animals

The elderly

Armed and ex-services

Bereavement

Children and young people

Conservation

Family

Health and disability

Heritage

Politics

Social welfare

Long-term and overseas volunteering

Searching for paid employment

Training opportunities

Employment ideas

09 Hobbies and holidays

Arts and culture

Coach and rail holidays

Cruising

Education at home and learning holidays

Gardens and gardening

Heritage, history and related holidays

Sport

Hobbies and holidays for people with disabilities

Hobbies and holidays that can be done on your own

3G holidays

Home-swapping holidays

Travel insurance

When things go wrong

General information

10 Taking care of elderly parents and relatives

Maintaining independence

Key voluntary organizations

Getting around

Holidays

Lasting power of attorney

When help becomes necessary

Emergency care for pets

Practical help for carers

Benefits and allowances

Financial assistance

Special accommodation for the elderly

11 No one is immortal

Wills

Provision for dependent adult children

Money and other worries – and how to minimize them

Funeral plans

State benefits and tax

Organizations that can help

Useful resources and contacts

INDEX

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