Small Business Considerations, Economics and Research. Volume 4 ( Small Business Considerations, Economics and Research )

Publication series :Small Business Considerations, Economics and Research

Author: Peter R. Bennett;Margaret O. Myers  

Publisher: Nova Science Publishers, Inc.‎

Publication year: 2016

E-ISBN: 9781626187122

P-ISBN(Paperback): 9781626187115

Subject: F2 Economic Planning and Management

Keyword: 经济计划与管理

Language: ENG

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Small Business Considerations, Economics and Research. Volume 4

Chapter

ARGUMENTS FOR AND AGAINST THE SBLF

THE SBLF’S IMPLEMENTATION

Treasury’s Roll out of the Program

Small Business Lending Progress Reports

PROPOSED LEGISLATION

CONCLUSION

End Notes

Chapter 2 EXPORT PROMOTION: SMALL BUSINESS ADMINISTRATION NEEDS TO IMPROVE COLLABORATION TO IMPLEMENT ITS EXPANDED ROLE

ABBREVIATIONS

WHY GAO DID THIS STUDY

WHAT GAO RECOMMENDS

WHAT GAO FOUND

BACKGROUND

Federal Interagency Entities Involved in Export Promotion

Export Promotion Funding

SBA Entities Involved in Export Promotion

SBA PROVIDES EXPORT PROMOTION ASSISTANCE TO SMALL BUSINESSES WITHIN A COMPLEX, MULTIAGENCY ENVIRONMENT

Outreach

Counseling and Training

Trade Leads

Financing

SBA HAS TAKEN STEPS TO COLLABORATE WITH OTHER AGENCIES, BUT FURTHER COLLABORATION EFFORTS ARE NEEDED

Overlapping Export Assistance from SBA and Other Agencies Can Be Confusing for Small Businesses and May Lead to Inefficient Use of Resources

SBA and Other Agencies Follow Some Best Practices in Collaboration but Could Take Further Actions to Reduce Overlap

SBA and Other Agencies Have Developed a Joint Export Strategy for Achieving NEI’s Goal

SBA and Other Agencies Generally Include Collaboration Efforts in Staff’s Performance Evaluations

Agencies Have Not Clarified Their Roles and Responsibilities for Export Promotion

SBA and Other Agencies Leverage Some Resources but Do Not Regularly Share Client Information, Where Possible

SBA HAS MADE SOME PROGRESS IN INCREASING EXPORT TRAINING BUT EXPERIENCED CHALLENGES IN MEETING STAFFING REQUIREMENTS UNDER THE SMALL BUSINESS JOBS ACT OF 2010

Small Business Jobs Act of 2010 Expanded SBA Training and Staffing Requirements for Export Promotion Activities

SBA Has Made Progress in Certifying Small Business Development Center Staff to Increase Expertise in Export Counseling

SBA’s Efforts to Add OIT Field Staff Have Fallen Short of Requirements, and Its Staffing Plan Lacks Key Information

CONCLUSION

RECOMMENDATIONS FOR EXECUTIVE ACTION

AGENCY COMMENTS AND OUR EVALUATION

APPENDIX I: SCOPE AND METHODOLOGY

End Notes

End Notes for Appendix I

Chapter 3 THE SBA DISASTER LOAN PROGRAM: OVERVIEW AND POSSIBLE ISSUES FOR CONGRESS*

SUMMARY

INTRODUCTION

TYPES OF SBA DISASTER LOANS

SBA Disaster Loans Available to Homeowners and Renters

Personal Property Loans

Real Property Loans

SBA Disaster Loans Available to Businesses

Business Physical Disaster Loans

Economic Injury Disaster Loans

DECLARED DISASTERS AS DEFINED BY SBA

Types of Declarations

Frequency of Declarations

SBA DISASTER LOAN PROGRAM AND STATISTICS

Home Disaster Loans

Business Disaster Loans

Economic Injury Disaster Loans

POTENTIAL ISSUES FOR CONGRESS

COMPLIANCE WITH THE SMALL BUSINESS DISASTER RESPONSE AND LOAN IMPROVEMENTS ACT OF 2008

IMPROVED TIME FRAME FOR LOAN PROCESSING

DECLINE RATES FOR SBA DISASTER LOANS

CONSUMER PRODUCT SAFETY

CREDIT CHECKS FOR SBA DISASTER LOANS

POSSIBLE REFORMS TO THE DISASTER LOAN PROGRAM

National SBA Data: 2000 to 2011

Private Insurance Disaster Losses: 2000 to 2011

SBA Assistance Provided after the Gulf Coast Hurricanes of 2005 and 2008

PRIVATIZING DISASTER LOANS

CONCLUDING OBSERVATIONS

APPENDIX A. WHY DOES SBA INSTEAD OF FEMA ISSUE DISASTER LOANS?

APPENDIX B. SBA DISASTER LOAN APPROVALS FOR APPLICANTS IN GULF COAST STATES

End Notes

Chapter 4 DISASTER ASSISTANCE: USDA AND SBA COULD DO MORE TO HELP AQUACULTURE AND NURSERY PRODUCERS

ABBREVIATIONS

WHY GAO DID THIS STUDY

WHAT GAO RECOMMENDS

WHAT GAO FOUND

BACKGROUND

Federal Crop Insurance and Noninsured Crop Disaster Assistance Programs Provide a Basic Safety Net for Agricultural Producers

Federal Disaster Assistance Programs That Become Available to Agricultural Producers and Businesses That Support Agriculture Following a Natural Disaster

Characteristics of Aquaculture and Nursery Industries

DISASTER ASSISTANCE PROGRAMS LEAVE FEW GAPS IN COVERAGE FOR SMALL AGRICULTURAL PRODUCERS

FSA Provides Cash Assistance for Crop and Livestock Losses and Damages to Land

Crop Losses

Livestock and Livestock-Related Losses

Damages to Land

FSA and SBA Disaster Loans Cover Production Losses, Physical Damages, and Economic Losses

Gaps in Disaster Assistance Coverage Are Few

AWARENESS AND ELIGIBILITY ISSUES LIMIT SMALL AQUACULTURE AND NURSERY PRODUCERS’ PARTICIPATION IN DISASTER ASSISTANCE PROGRAMS

Small Producers Do Not Apply Primarily Because They Are Not Aware That Assistance Is Available

Some Producers Do Not Apply for Disaster Assistance Because They Have Other Options

Some Small Producers Do Not Meet Certain Requirements for Disaster Assistance

FSA AND SBA EFFORTS TO COLLABORATE ON DISASTER ASSISTANCE TO SMALL AQUACULTURE AND NURSERY PRODUCERS ARE LIMITED

CONCLUSION

RECOMMENDATIONS FOR EXECUTIVE ACTION

AGENCY COMMENTS

APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY

APPENDIX II: FEDERAL DISASTER ASSISTANCE PROGRAMS

End Notes

End Notes for Appendix I

INDEX

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