Chapter
ARGUMENTS FOR AND AGAINST THE SBLF
THE SBLF’S IMPLEMENTATION
Treasury’s Roll out of the Program
Small Business Lending Progress Reports
Chapter 2 EXPORT PROMOTION: SMALL BUSINESS ADMINISTRATION NEEDS TO IMPROVE COLLABORATION TO IMPLEMENT ITS EXPANDED ROLE
Federal Interagency Entities Involved in Export Promotion
SBA Entities Involved in Export Promotion
SBA PROVIDES EXPORT PROMOTION ASSISTANCE TO SMALL BUSINESSES WITHIN A COMPLEX, MULTIAGENCY ENVIRONMENT
SBA HAS TAKEN STEPS TO COLLABORATE WITH OTHER AGENCIES, BUT FURTHER COLLABORATION EFFORTS ARE NEEDED
Overlapping Export Assistance from SBA and Other Agencies Can Be Confusing for Small Businesses and May Lead to Inefficient Use of Resources
SBA and Other Agencies Follow Some Best Practices in Collaboration but Could Take Further Actions to Reduce Overlap
SBA and Other Agencies Have Developed a Joint Export Strategy for Achieving NEI’s Goal
SBA and Other Agencies Generally Include Collaboration Efforts in Staff’s Performance Evaluations
Agencies Have Not Clarified Their Roles and Responsibilities for Export Promotion
SBA and Other Agencies Leverage Some Resources but Do Not Regularly Share Client Information, Where Possible
SBA HAS MADE SOME PROGRESS IN INCREASING EXPORT TRAINING BUT EXPERIENCED CHALLENGES IN MEETING STAFFING REQUIREMENTS UNDER THE SMALL BUSINESS JOBS ACT OF 2010
Small Business Jobs Act of 2010 Expanded SBA Training and Staffing Requirements for Export Promotion Activities
SBA Has Made Progress in Certifying Small Business Development Center Staff to Increase Expertise in Export Counseling
SBA’s Efforts to Add OIT Field Staff Have Fallen Short of Requirements, and Its Staffing Plan Lacks Key Information
RECOMMENDATIONS FOR EXECUTIVE ACTION
AGENCY COMMENTS AND OUR EVALUATION
APPENDIX I: SCOPE AND METHODOLOGY
Chapter 3 THE SBA DISASTER LOAN PROGRAM: OVERVIEW AND POSSIBLE ISSUES FOR CONGRESS*
TYPES OF SBA DISASTER LOANS
SBA Disaster Loans Available to Homeowners and Renters
SBA Disaster Loans Available to Businesses
Business Physical Disaster Loans
Economic Injury Disaster Loans
DECLARED DISASTERS AS DEFINED BY SBA
Frequency of Declarations
SBA DISASTER LOAN PROGRAM AND STATISTICS
Economic Injury Disaster Loans
POTENTIAL ISSUES FOR CONGRESS
COMPLIANCE WITH THE SMALL BUSINESS DISASTER RESPONSE AND LOAN IMPROVEMENTS ACT OF 2008
IMPROVED TIME FRAME FOR LOAN PROCESSING
DECLINE RATES FOR SBA DISASTER LOANS
CREDIT CHECKS FOR SBA DISASTER LOANS
POSSIBLE REFORMS TO THE DISASTER LOAN PROGRAM
National SBA Data: 2000 to 2011
Private Insurance Disaster Losses: 2000 to 2011
SBA Assistance Provided after the Gulf Coast Hurricanes of 2005 and 2008
PRIVATIZING DISASTER LOANS
APPENDIX A. WHY DOES SBA INSTEAD OF FEMA ISSUE DISASTER LOANS?
APPENDIX B. SBA DISASTER LOAN APPROVALS FOR APPLICANTS IN GULF COAST STATES
Chapter 4 DISASTER ASSISTANCE: USDA AND SBA COULD DO MORE TO HELP AQUACULTURE AND NURSERY PRODUCERS
Federal Crop Insurance and Noninsured Crop Disaster Assistance Programs Provide a Basic Safety Net for Agricultural Producers
Federal Disaster Assistance Programs That Become Available to Agricultural Producers and Businesses That Support Agriculture Following a Natural Disaster
Characteristics of Aquaculture and Nursery Industries
DISASTER ASSISTANCE PROGRAMS LEAVE FEW GAPS IN COVERAGE FOR SMALL AGRICULTURAL PRODUCERS
FSA Provides Cash Assistance for Crop and Livestock Losses and Damages to Land
Livestock and Livestock-Related Losses
FSA and SBA Disaster Loans Cover Production Losses, Physical Damages, and Economic Losses
Gaps in Disaster Assistance Coverage Are Few
AWARENESS AND ELIGIBILITY ISSUES LIMIT SMALL AQUACULTURE AND NURSERY PRODUCERS’ PARTICIPATION IN DISASTER ASSISTANCE PROGRAMS
Small Producers Do Not Apply Primarily Because They Are Not Aware That Assistance Is Available
Some Producers Do Not Apply for Disaster Assistance Because They Have Other Options
Some Small Producers Do Not Meet Certain Requirements for Disaster Assistance
FSA AND SBA EFFORTS TO COLLABORATE ON DISASTER ASSISTANCE TO SMALL AQUACULTURE AND NURSERY PRODUCERS ARE LIMITED
RECOMMENDATIONS FOR EXECUTIVE ACTION
APPENDIX I: OBJECTIVES, SCOPE, AND METHODOLOGY
APPENDIX II: FEDERAL DISASTER ASSISTANCE PROGRAMS