Publisher： Cambridge University Press
E-ISSN： 1783-1350|31|1|81-105
ISSN： 0515-0361
Source： ASTIN Bulletin, Vol.31, Iss.1, 2001-05, pp. : 81-105
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Abstract
This paper proposes bonus-malus systems for fleets of vehicles, by using the individual characteristics of both the vehicles and the carriers. Bonus-malus coefficients are computed from the history of claims or from the history of safety offences of the carriers and the drivers. The empirical results are derived from a data set obtained from the Société de l'Assurance Automobile du Québec, the public insurer for bodily injuries and the regulator of road safety.
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